We Just Crossed $40 Trillion in National Debt

We Just Crossed $40 Trillion in National Debt

The U.S. national debt topped $40 trillion this month. It's a number so large it barely registers as real, but the ripple effects are already showing up in mortgage rates, stock volatility, and the cost of capital across the board.

Japan's Carry-Trade Warning: What It Means for Stocks, 401(k)s, and Real Estate

Japan's Carry-Trade Warning: What It Means for Stocks, 401(k)s, and Real Estate

For years, investors borrowed cheaply in Japan and invested worldwide. Now the yen is shifting, and that trade could unwind. Here's what it could mean for your stocks, your 401(k), and real estate.

250 Years of America and the Next Great Chapter

250 Years of America and the Next Great Chapter

In 2026, the United States celebrates 250 years since the signing of the Declaration of Independence. A reflection on the journey behind us, the breakthroughs ahead, and the values that will define what comes next.

Where Could Mortgage Rates Go From Here?

Where Could Mortgage Rates Go From Here?

Everyone thought the Fed would be cutting rates this year. So why are mortgage rates climbing again? The answer comes down to one thing: the bond market. Here's what's actually driving rates and what to watch next.

Japan, Oil Prices, and Why Global Markets Are Watching Closely

Japan, Oil Prices, and Why Global Markets Are Watching Closely

For years, Japan was almost ignored in global monetary policy discussions. That may now be changing. Here's why investors around the world are paying much closer attention to the Bank of Japan and what it could mean for markets, rates, and real estate.